Illinois mutual is a mccord family affair. o.l. mccord, the great-grandfather of current chairman and president michel a. mccord, founded the company in 1910, and four consecutive generations of mccord men have done their family proud by helming the insurer. illinois mutual specializes in disability income insurance, but also offers life insurance and annuity products. the company's offerings include personal income protection, business expense coverage, and special risk income protection for those with medical conditions. the company distributes its products nationwide through more than 18,000 independent agents.